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Investment ideas from our Investing Blog
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Market crashes don’t happen the same way twice
Military strategists have long warned against fighting the last war. Generals who prepare exclusively for previous conflicts leave themselves vulnerable to new tactics, technologies, and threats. Investors face a similar challenge.
The top 10 lazy portfolios
Lazy Portfolios: simple strategies (for UK DIY investors) Lazy portfolios are built on one powerful principle: set a...
7 Key Themes for 2026: What Big Banks Are Saying
A UK DIY Investor's Guide to the Year Ahead Clearly Investments | 02 January 2026 The biggest investment banks have...
Why use ETFs in your portfolio (and how to choose one)
If you’ve ever looked at investing and thought, “I don’t have the time to pick individual shares,” that’s exactly what...
What to do about interest rates cuts if you are holding Government Bonds
When you look at your government bond holdings today, the big question is: “Do I stay in very short-term gilts, or buy...
Building a Simple Gilt Ladder: Turning the Yield Curve Into a Plan
Once you’re comfortable reading gilt tables, the next step is to turn the data into a practical structure: a gilt...
Tax-Aware Government Bonds Strategies
Many UK investors hold very short-dated, low-coupon gilts partly for tax reasons. Why: “I buy a gilt at, say, £96,...
Save More, Pay Less: 2025/26 Allowance Guide
What allowances do I have? Personal Allowance (PA): £12,570 — Tax‑free allowance on any earnings or interest; this...