by The Investor | Sep 17, 2025 | What returns can I expect?
When people think about risk in investing, they often focus on market crashes. But the real danger that quietly eats away at your wealth is inflation. Over time, rising prices reduce the real value of your money. That’s why you need to look at real returns — the...
by The Investor | Sep 17, 2025 | What returns can I expect?
Lots of investing advice begins with a magic number: “stocks return ~10% per year.” That may be true on average over decades, but year by year, returns bounce around a lot. Understanding that variability — the volatility, the drawdowns — matters, if you want realistic...
by The Investor | Sep 17, 2025 | What returns can I expect?
Everytime i have produced a presentation for client, I added the line: “past performance is not a guide to the future.” But the only problem with this is history is all we have to learn from, so how should you consider this when you are selecting your investments. The...
by The Investor | Sep 17, 2025 | What returns can I expect?
When you start investing, one of the most important questions is: what sort of return can I expect? This depends on the type of investment you choose. Over the years, we have learned: cash is safest but barely grows, bonds sit in the middle, and shares (equities)...
by The Investor | Sep 15, 2025 | Managing your portfolio
A big part of planning for retirement is figuring out how much risk your investments should carry — and when. Too much risk too close to retirement could mean you lose money when you need it; but too little risk in the long term may erode your ability to outpace...
