by The Investor | Oct 22, 2025 | Saving for retirement
A clear plan for anyone paying into a pension. The quick answer Think long term. Pensions are decades-long. You want growth, diversification and low costs — not day-trading. Pick a simple route. Use a ready-made, globally diversified fund or build a basic mix yourself...
by The Investor | Oct 21, 2025 | Managing your portfolio
This guide gives you a clear, logical order for drawing from pensions and other pots so you keep more of The 10-step drawdown plan. 1) Start with your tax-free ranges on cash interest Use your Personal Allowance (£12,570), Starting Rate for Savings (up to £5,000 if...
by The Investor | Oct 20, 2025 | Weekly Review
Monday 20 Oct 2025 | 07:50 BST | London 60‑Second Takeaway Markets pause after gold’s record run: last week’s surge cooled into Monday as yields steadied and oil found support above $60. Macro diary returns: delayed US CPI and UK inflation data due mid‑week will set...
by The Investor | Oct 18, 2025 | Investing
What allowances do I have? Personal Allowance (PA): £12,570 — Tax‑free allowance on any earnings or interest; this allowance reduces when you earn over £100,000. Personal Savings Allowance (PSA): £1,000 if you’re a basic‑rate taxpayer; £500 if you’re higher‑rate —...
by The Investor | Oct 17, 2025 | Weekly Review
As of: Fri 17 Oct 2025, WTD / YTD Scoreboard (snapshot) FTSE 100: WTD ~‑0.8% (Fri‑to‑Fri intraday), YTD ~+14% (9,354 vs 8,173 on 31‑Dec‑2024). STOXX 600: WTD ~+0.5%, YTD ~+13.7% (price index). S&P 500: WTD ~+0.9% (vs 10 Oct close 6,552), YTD ~+13.5% (price). Gold...
