by The Investor | Oct 14, 2025 | Managing your portfolio
Why it’s important You’ve worked hard, saved for decades, and built a pension pot. Now comes the tricky bit: how much can you safely take out each year without running out of money? Get this wrong and you could either outlive your savings or live too cautiously and...
by The Investor | Oct 14, 2025 | Planning for retirement
Why it’s important If you’re approaching retirement with spare cash each month — or a lump sum to invest — one of the biggest dilemmas is:👉 Should you clear your mortgage early or boost your pension? Both can save or make you serious money, but in very different...
by The Investor | Oct 14, 2025 | Planning for retirement
Why it’s important Your State Pension is the bedrock of retirement income in the UK — guaranteed for life, inflation-linked, and paid every four weeks.Yet thousands of people are missing out on hundreds of pounds a year because they have gaps in their National...
by The Investor | Oct 14, 2025 | Retirement
Why it’s important Your workplace pension is one of the few places where you can get free money — legally, instantly, and risk-free.For every pound you put in, your employer and the government top it up. Yet millions of people still don’t take full advantage, often...
by The Investor | Oct 14, 2025 | Retirement
Why it’s important If you’re serious about building financial freedom, two tools dominate the UK savings landscape: pensions and ISAs.Both grow your money tax-efficiently, both can fund retirement — yet they work in opposite ways.Getting this choice right can mean...
