The quick answer For most people, you can save up to £60,000 in a tax year across all pensions before extra tax...
How Much Can I Add to My Pension?
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CATEGORY ARCHIVE
Retirement
Articles which discuss investing and planning for retirement
How should I invest my pension?
A clear plan for anyone paying into a pension. The quick answer Think long term. Pensions are decades-long. You want...
10 steps to manage your money in retirement (UK, 2025/26)
This guide gives you a clear, logical order for drawing from pensions and other pots so you keep more of The 10-step...
5 Essential Financial Steps to Take Before You Retire
Why it’s important You’ve spent decades building your savings. The last few years before retirement are your final...
Annuity vs Drawdown: Securing Your Retirement Income
Why it’s important When you retire, your pension pot stops growing and starts paying you back. But how you take that...
How to Make Your Money Last: Safe Withdrawal Strategies for Retirees
Why it’s important You’ve worked hard, saved for decades, and built a pension pot. Now comes the tricky bit: how much...
Pay Off the Mortgage or Top Up Your Pension?
Why it’s important If you’re approaching retirement with spare cash each month — or a lump sum to invest — one of the...
Maximise Your State Pension: Check for NI Gaps Before Retiring
Why it’s important Your State Pension is the bedrock of retirement income in the UK — guaranteed for life,...
Maximise Your Workplace Pension: Don’t Miss Out on Free Money
Why it’s important Your workplace pension is one of the few places where you can get free money — legally, instantly,...
Pensions vs ISAs: Which Is Better for Your Retirement Savings?
Why it’s important If you’re serious about building financial freedom, two tools dominate the UK savings landscape:...
How to Keep More of What’s Yours
Retirement income isn’t just about what you earn from your pension and investments — it’s about what you keep. Get the...
How much can I spend in retirement
You’ve built up a pension pot — maybe in a SIPP, maybe a workplace scheme. You’re retiring, or thinking about it, and...
Choosing the Best Investment Strategy at Every Stage Before Retirement
A big part of planning for retirement is figuring out how much risk your investments should carry — and when. Too much...
How Much Do You Really Need to Retire Comfortably?
Planning for retirement means more than just hoping for enough savings — it means understanding what “enough” actually...